Is Netherlands Travel Insurance Necessary? Learn Everything Here

Here we tell you all about travel insurance for the Netherlands and how to find the ideal one to enjoy your trip without worry.

If you are thinking of traveling to the Netherlands? Remember that Netherlands travel insurance is mandatory.

But at the time of hiring, there are some doubts - Which travel insurance to buy? Where to find the cheapest? What are the rules? And so on…

That's why we made a super complete guide to help you with all your doubts about travel insurance for the Netherlands. Write it all down!

Save money on travel insurance!
use the coupon FORTRAVELOVERS and pay in boleto to take off 10% discount.

Find out about travel insurance for the Netherlands
  • Is travel insurance mandatory?
  • About the Schengen Treaty
  • How to buy your travel insurance
  • Discount coupon
  • Frequently asked questions about travel insurance

travel insurance The Netherlands is required?

The answer is yes! Insurance is mandatory when traveling to the Netherlands. If you're going there, it's best to get your travel insurance.

All this because of the Schengen Treaty, which obliges all tourists to take out travel insurance with medical and hospital coverage in the minimum amount of 30.000 euros.

Schengen Treaty – Know the rules and participating countries

O Schengen Treaty is an agreement signed between 26 European countries that aims to establish free movement in participating countries. That is, you can travel and cross borders between them without going through any immigration.

However, one of the requirements of the Treaty is the obligation to hire a Europe travel insurance with hospital medical coverage of at least 30 thousand euros. Remember this, it's very important!

The purpose of the Treaty is to ensure that the visitor can pay the possible medical expenses that may arise during the trip, including in the case of death.

The countries that are part of the Schengen Treaty are: Germany, Austria, Belgium, Denmark, Slovakia, Slovenia, Spain, Estonia, Finland, France, Greece, The Netherlands, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Norway, Poland, Portugal, Czech Republic, Sweden, Switzerland.

Croatia, Romania, Bulgaria and Cyprus are still in the implementation phase. The UK and Ireland are not part of the Schengen Treaty.

How to buy travel insurance for the Netherlands?

To make your life easier, we at Travel Tips use and indicate the Promo insurance, an insurance comparator. The site brings together the best insurance companies on the market in one place, so you can compare plans and prices and find the one that best fits you.

Just choose the travel insurance that best fits your profile – whether it's a trip that will have sports or not, whether it's in the mountains or in the city, if you're pregnant, a student, etc. – and see which one offers the best price and that’s it!

After hiring, you receive your travel insurance policy by email. Keep this document well, there you will have all the information on how to call the insurance company in case of emergency or medical help.

As a reminder, all Seguros Promo insurance companies have 24/7 service and are fully available in Portuguese. That is, even if you are in the Netherlands, don't worry, the service will be super easy!

Get your travel insurance quote for The Netherlands clicking here!

The canals at night in Amsterdam, the capital of the Netherlands

Discount coupon for your Netherlands travel insurance

A Promo insurance always offers the best prices and matches any offer. Still, we'll help you save even more #AnotaAí!

We took off a discount coupon for our readers. Using the coupon FORTRAVELOVERS you guarantee 5% discount, and also, paying with bank slip, you get another 5%. It's 10% off the final value of your Netherlands travel insurance. Liked?

Have more questions about travel insurance? We answer everything here! ?

We have separated the main doubts of our readers and put together a complete guide with all the questions and answers to help you when buying your travel insurance for the Netherlands.

Come on?

1) What to consider when choosing the most suitable travel insurance?

Seguros Promo has more than 30 travel insurance options, so here are some tips that will help you decide the best travel insurance plan.

First, put the cities you are going to visit at the tip of the pencil. In your itinerary, try to think of all the details that can become eventualities on the trip:

  • What activities will you practice – extreme sports are part of your itinerary – surfing, skydiving, diving, etc.
  • If you are – or have the chance – of being pregnant
  • There is a risk that the trip will be canceled for some reason
  • If you want coverage for lost luggage (which we highly recommend)
  • Your age – some plans cover up to 70 years
  • Your trip is long
  • Exchange

After this analysis, it is necessary to compare the plans of each insurer and analyze the coverage values ​​for each item. On the Seguros Promo website it is possible to compare up to 4 plans at the same time and also highlights the plans with the best cost-benefit. It will make your life a lot easier, check it out!

Get your travel insurance quote for Netherlands at Seguros Promo by clicking here.

How to find your ideal travel insurance, write down the tips!

2) What is the best travel insurance for Holland?

a lot of people wonder What is the best travel insurance for Europe?. This depends on your profile, age, duration of the trip, among other variables.

The good tip is to choose to hire the service of reliable and well-known insurers in the market.

Seguros Promo offers more than 30 plans from more than 9 super recognized and renowned insurers in the market:

  • Affinity
  • Assit Trip
  • April
  • Assist Card
  • Assist Med
  • GTA
  • Intermac Assistance
  • ITA Travel Card
  • Travel Ace

As we have already said here, it is easy to compare the coverages and prices that each one offers on the Promo insurance. It's the most practical and fastest way to find the most worthwhile offers for your Europe travel insurance.

The windmill, one of Holland's trademarks

3) How much does travel insurance for Netherlands cost?

The prices of hiring Netherlands travel insurance may vary depending on the duration of the trip and the age of the traveller. If the passenger is over 70 years old, the values ​​are slightly higher.

But for basic Europe travel insurance the values ​​are around R$ 10 per day. Now, if you want more complete plans, they start at around R$27 per day.

The cost is extremely low compared to the bill that can come in case of accidents during the trip, isn't it?

>> Read more our post How Much Does Travel Insurance for Europe Cost?

4) How to find cheap Netherlands travel insurance?

To search for the best prices offered by different insurers, it is worth making the quotes on the website of Promo insurance, which is like a “Booking” for travel insurance. 

The site finds the best travel insurance offers with the best coverage and that still fit your pocket and traveler profile.

We got you a coupon that offers 5% discount at Insurance Promo!! So it's even cheaper, just use FORTRAVELOVERS upon completing the purchase of Netherlands travel insurance.

And there's more, paying with bank slip you still get another 5% discount. It's 10% off to buy your travel insurance for the Netherlands!


5) Which cities in Europe does travel insurance cover

The good news for anyone going to Europe is that it doesn't matter if you go trip to Portugal, meet the Disneyland Paris or even the Russia. A single travel insurance covers the whole of Europe, even those outside the Schengen Treaty.

6) What is the minimum amount required for Netherlands travel insurance?

The Schengen Treaty obliges travelers to take out travel insurance with hospital medical coverage of at least 30 euros. So stay tuned when hiring insurance for it to cover these values!

>> Read more in our post Schengen Treaty 2019 – The Definitive Guide to Understanding.

7) How to use travel insurance in case of emergency?

How to activate your travel insurance in an emergency? learn more here

In case of any eventuality, you can call – free of charge and from anywhere in the world – to the telephone number that is informed in your policy (the one you received by email, remember?).

Contact can also be made by email or whatsapp. Some insurers with Assist Card or ITA Travel they also have mobile applications that make communication even easier in case of emergencies.

The service will be in Portuguese. Have your policy number and personal data ready. Tell the representative about your problem and he will give you the support you need to deal with unexpected situations.

If you can't get in touch, go to the nearest hospital or clinic for care. In this case, do not forget to ask for all receipts, invoices and medical report, to later request reimbursement from the insurance company.

When I went to Bali, I had a fever of 40 degrees. We called travel insurance and they already booked an appointment at one of the best hospitals on the island (and one of the best I've ever been to!). The doctor was super helpful, he even gave us all the medicines, and we left without paying anything. In one day, it was already much better to enjoy the rest of the trip!

8) What does Netherlands travel insurance cover?

Travel insurance coverage goes far beyond just medical and hospital assistance or compensation for lost luggage.

If you have a problem in traffic, for example, you can count on insurance. You can buy travel insurance that even offer legal assistance. It all depends on how much you want to spend and your priorities.

You can choose to choose basic insurance or hire additional services as well. The most common coverages among basic travel insurance are:

  • 24-hour medical, hospital and dental care
  • medical transfer
  • Sanitary return (in case the passenger is unable to return home as a regular passenger)
  • Traveling body and death
  • Total disability due to accident while traveling

Among the extra coverages are:

  • Loss or damage to luggage
  • trip cancellation
  • Legal Aid
  • Practice of extreme sports
  • Companion return ticket, among others

We know it's very strange to think about some things, but the fact is that we don't know tomorrow. When purchasing your travel insurance, be sure to purchase the plan that offers you the most value and coverage options.

9) What else can you buy besides basic travel insurance?

As mentioned above, it is even possible to hire legal assistance in case of traffic accidents or coverage for flight delays. If you are willing to invest a little more, consider including one of these coverages in your Europe travel insurance.

Canceled trip:

We never know what can lead to a trip cancellation. Whether it's a volcano that erupted in the destination country that canceled flights or even a last-minute unforeseen event. This option covers the expenses of canceling the trip.

Early return:

This coverage provides compensation in case of early return to your country. If the insured needs to return before the trip due to an accident, he will not have to pay the expenses.

Baggage Expenses:

I'm tired of arriving at the airport and getting my brand new suitcase all torn up because of the carelessness of the airlines. And who never arrived at the destination and the suitcase was lost? These are things that often happen on trips. Hiring these services in your Europe Travel Insurance can be very worthwhile!

Legal Aid:

Hit a car and the local is threatening to take legal action against you? Travel Insurance Europe handles all these frustrating situations for you.

Extreme Sports Coverage:

Go diving, surfing, skiing or sky diving?. So don't think twice before hiring this service in your Travel Insurance.

Flight delays:

If your flight is delayed, you won't need to take money out of your pocket to pay for costs such as food, transport or hotel fees. Travel insurance will reimburse you for all these expenses.

10) What does travel insurance not cover?

Travel insurance covers – almost – everything. However, there are some details that you need to be aware of, as the Netherlands travel insurance does not cover:

  • Loss of Personal Property such as passport, jewelry, credit cards and checks
  • Prosthetics, physical therapy or routine dental treatments
  • Routine medical treatments
  • psychiatric treatments

Carefully read your travel insurance policy for the Netherlands to find out what is included or not included in your coverage.

11) Travel insurance for pregnant women

If you are pregnant (or have the chance to stay until you travel), your travel insurance needs to meet other needs. The policy must have specific services for this type of situation. Not all travel insurance plans cover pregnant women.

In addition, even the plans that offer this type of coverage restrict the period of pregnancy and the age of the woman – most of them have a limit of 40 years. Some insurers also require written authorization from a physician.

>> Read more all our tips in the post Travel Insurance for Maternity – What is the Best Choice?

12) Travel insurance for Cruise Ships?

Did you know that there is travel insurance for cruise ships? Many people go to Europe and embark on a Mediterranean cruise.

For this, it is necessary to take out specific travel insurance for this type of trip. We tell you more about this type of travel insurance in the post International Maritime Insurance – All Cruise Travel Insurance Tips.

13) Multiple trips travel insurance – for those who travel a lot

If you are going to travel abroad several times throughout the year to Holland or other countries, the best tip is to hire a Multi Trip travel insurance.

You buy a single travel insurance for all the countries you visit that same year and thus save up to 60% on your travel insurance.

Make your travel insurance quote Multi Trip travel insurance at Seguros Promo by clicking here.

If you still have any questions about Netherlands travel insurance. Leave your comment here and we'll help you...

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  • How Much Does Travel Insurance for Europe 2019 Cost?
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